Course Requirements and Grading
Course Description
This course will introduce personal and consumer financial concepts and give students basic tools to make sound financial decisions in today's society based on economic trends and research. This is a practical course in personal money management consisting of financial planning including career choices, budgeting, planning for retirement, financing a home and automobile, and understanding consumer credit, taxes, insurance, and investments. Students will use basic math skills as well as read, write, and think critically. Note: This course is cross-listed as HFST 1210 and meets general education requirements for Social and Behavioral Science. Link to Syllabus Links to an external site.
Social and Behavioral Science - What is it?
- Social: Of or relating to society or its organization
- Behavioral: The way in which one acts or conducts oneself, especially toward others
- Science: The intellectual and practical activity encompassing the systematic study of the structure and behavior of the physical and natural world through observation and experiment
Student Learning Outcomes:In the context of Personal and Consumer Finance as related to social and behavioral science outcomes, students will be able to: 1) Explain social institutions, structures, and processes across a broad range of historical periods and cultures from a social and behavioral science perspective. Students will study economic trends and financial statistics concerning governments, families, education, businesses, financial organizations, markets, and legal systems. Students will demonstrate knowledge through class discussions, case studies, written assignments, and mathematical story problems. 2) Develop and communicate hypothetical explanations for individual human behavior within the large-scale historical or social context. By studying events such as The Great Depression, Energy Crisis, 9-11 Attack, and Housing Finance Crisis, students will communicate explanations for human behavior and their impact on individuals and society. Students will demonstrate competence through class discussions, case studies, and written assignments. 3) Draw on the social and behavioral sciences to evaluate contemporary problems using social science research methodology. Students will review scholarly peer-reviewed research articles published in social and behavior science journals to evaluate current money issues related to individuals and families such as unemployment, retirement, healthcare, bankruptcy, identity theft, monetary and fiscal policies, supply and demand, and/or inflation. Students will participate in class discussions and forums to share insight they have gained based on their review of the research articles. 4) Describe and analytically compare social, political, economic, cultural, geographical, and historical settings and processes other than one's own. Through written assignments, discussions, and mathematical problems, students will demonstrate their ability to analyze and compare consumers based on socioeconomic status, family status, and culture regarding healthcare choices and opportunities, taxes, unemployment, interest rates, consumer protection laws, international markets and economy. 5) Explain and use the social-scientific method to test research questions and draw conclusions. Through discussions, case studies, and mathematical problems, students will demonstrate their ability to test research questions and draw conclusions by using what-if analysis, considering opportunity costs, and evaluating risk concerning personal finance topics. 6) Write effectively within the social science discipline, using correct disciplinary guidelines, to analyze, interpret, and communicate about social science phenomena. Students will complete a research paper in APA format on a personal and consumer finance topic to communicate about social science phenomena. They will demonstrate effective writing through drafts, feedback from instructor/peers, and revision. |
How This Course Works
Assignments
- The calendar link at the left of the page will give you a specific list of what chapters we are working on each week and the deadlines. You will need to check mark the course at the right to see the correct information.
- The modules link at the left will give you a detailed list of assignments by date.
Time Requirement
This is a three-credit course. You will spend up to 7.5 hours on learning activities each week.
- Calculation for a typical course: 3 credits * 2.5 hours = 7.5 hours a week
- In Class: 3 credits X 50 minutes = 150 minutes or 2.5 hours
- Outside of Class: up to 5 hours a week
- The actual time will vary by student ability and experience.
Participation
A student is expected to submit all assignments. projects, and exams. Attendance quizzes will be given the first 5 minutes of most classes. The only way to get the points is to be in class at the time the quiz is given.
If a student ceases to complete assigned coursework for two consecutive weeks without contacting the instructor, a "UW" (unofficial withdrawal) will be submitted to the registrar's office. A "UW" is calculated as a failing grade in the grade point average. If a student cannot finish the course, it is the student's responsibility to officially withdraw from a course by submitting a "Change of Program" form no later than the tenth week of the semester. See the current catalog for more details.
Deadlines
The course is set up on a Monday, Wednesday schedule:
- It is your responsibility to attend class and be aware of the deadlines in Canvas and Connect. Assignments and exams in Canvas and Connect will lock after the deadline. Therefore, it is critical that you meet the deadlines.
- Late work will receive a 50 percent deduction. Limited to one day past due date. Work not accepted after that, period.
- Exams and final projects must be completed. Exams dates cannot be changed. A student cannot pass the class with a zero on any test or project. Emergencies require proof/documentation. (Example: doctor's note)
- The Canvas gradebook is a history of work submitted. Grades may be adjusted by rounding according to the grading scale below. The Canvas grade may not be the same as the final grade posted on a transcript.
Communication, Submission, and Grading Procedures
- Students are encouraged to ask questions in class.
- Students may contact the instructor through the Canvas Inbox or visit the instructor during office hours.
- All assignments are to be completed by the deadline and submitted online through Canvas or as instructed.
Weighted Grading Categories
- 10 percent - Attendance/Participation (Daily Quizzes)
- 30 percent - Assignments (LearnSmart, Math Homework, Discussion Outlines)
- 40 percent - Exams
- 20 percent - Final Project (and related assignments)
Grading Scale
A |
= |
100-95% |
B- |
= |
82-80% |
D+ |
= |
69-66% |
A- |
= |
94-90% |
C+ |
= |
79-76% |
D |
= |
65-63% |
B+ |
= |
89-86% |
C |
= |
75-73% |
D- |
= |
62-60% |
B |
= |
85-83% |
C- |
= |
72-70% |
F |
</= |
59% |